Terms & Conditions

NOTICE: PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THIS SITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THIS WEBSITE, OR ANY PAGES THEREOF.

Web Content and Materials

The information maintained on the Residential Mortgage Solutions (RMS) Website is to provide users with information about RMS and RMS’s products and services and is directed at, and made available to, persons in the United States only. The information and material maintained on the RMS Website is subject to change without notice. Not all of the products or services described on the RMS Website are available in all geographic areas and other restrictions may apply. Your eligibility for a particular product or service is subject to final determination by, and the approval of, RMS. No solicitation is made by RMS to any person to use any information, materials, products, or services in any jurisdiction where the provision of such information, materials, products, and services is prohibited by law.

No Unlawful or Prohibited Use

As a condition of your use of the RMS Website, you warrant to RMS that you will not use the RMS Website for any purpose that is unlawful or prohibited by the applicable terms, conditions, and notices. You may not use the RMS Website in any manner that could damage, disable, overburden, or impair the RMS Website or interfere with any other party’s use and enjoyment of the RMS Website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the RMS Website.

Submissions

RMS does not claim ownership of the materials you provide to RMS (including feedback and suggestions) or post, upload, input, or submit to the RMS website or any third party service provider website as may be required for the loan transaction requested (collectively “Submissions”). However, by posting, uploading, inputting, providing, or submitting your Submissions, you are granting RMS and any third party service provider used in your loan transaction permission to use your Submissions in connection with the operation of their Internet businesses, including, without limitation, the rights to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submissions. Please note that specific terms and conditions, explained on the web page describing a particular feature or offer, may apply in lieu of this provision.

Linked Site Statement

Links to Web sites other than RMS Website is provided solely as pointers to information on topics that may be useful to users of the RMS Website, and RMS has no control over the content on such Websites. If you choose to link to a Website not controlled by RMS, RMS makes no warranties, either express or implied, concerning the content of such site, including the accuracy, completeness, reliability, or suitability thereof for any particular purpose, nor does RMS warrant that such site or content is free from any claims of copyright, trademark, or other infringement of the rights of third parties or that such site or content is devoid of viruses or other contamination. RMS does not guarantee the authenticity of documents on the Internet. Links to non-RMS Web sites do not imply any endorsement of or responsibility for the opinions, ideas, products, information, or services offered at such sites, or any representation regarding the content at such sites.

NO WARRANTY

THE INFORMATION AND MATERIALS CONTAINED IN THE RMS WEBSITE, INCLUDING TEXT, GRAPHICS, LINKS, OR OTHER ITEMS ARE PROVIDED “AS IS.” RMS DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS, OR STATUTORY, INCLUDING BUT NOT LIMITED TO, THE WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, FITNESS FOR ANY PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS.

LIMITATION OF LIABILITY

IN NO EVENT WILL RMS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES, LOSSES, OR EXPENSES (WHETHER BASED IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE) TO THE USER AND/OR ANY THIRD PARTY, ARISING IN CONNECTION WITH THIS SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION, OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, EVEN IF RMS, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, OR EXPENSES. THE USER’S ACCESS TO AND USE OF THE RMS WEBSITE, AND THE TERMS OF THIS DISCLAIMER ARE GOVERNED BY ALL APPLICABLE FEDERAL LAWS AND THE LAWS OF THE STATE OF UTAH, AND THE USER AGREES THAT VENUE SHALL BE LOCATED IN SALT LAKE CITY, UTAH.